Cape Cod Mortgage

Looking to purchase a Cape Cod Home for your primary residence, a vacation home, or an investment or retirement property? Cape Cod Mortgage may provide mortgage services to Cape Cod, Nantucket, and Martha’s Vineyard prospective buyers. Cape Cod Mortgage.net provides professional advice and dedicated, honest, old fashioned service for your financial needs.

Our Loan Products Include:

Fixed Rate Mortgage Fixed rate mortgage or (FRM) loans: The interest rate and your mortgage monthly payments remain fixed for the period of the loan. Available for 30, 25, 20, 15 years and 10 years.

Adjustable Rate Mortgage Variable or adjustable loans: A loan whose interest rate, and accordingly monthly payments, fluctuate over the period of the loan. With this type of mortgage, periodic adjustments based on changes in a defined index are made to the interest rate.

JUMBO Loans Loans above (at this time) $417,000.00 are known as ‘jumbo’ loans. This amount set by by Fannie Mae and Freddie Mac. (subject to change)

Home Equity Line of Credit HELOC A home equity line of credit is a revolving line of credit that is based on the amount of money that you’ve already invested in your current home.

Investment Property Loans for Cape Cod vacation homes or rental property. Rest and relaxation or rental income on Cape Cod, Nantucket, and Martha’s Vineyard.

Construction Loans Multiple option programs with one closing. Construction and home improvement loans. One Time Closing. Construction financing that saves money.

FHA/VA Loans - Federal Housing Administration (FHA) part of the U.S. Dept. of Housing and Urban Development (HUD), mortgage loan programs. FHA loans have lower down payment requirements and are easier to qualify than conventional loans. VA loans are guaranteed by U.S. Dept. of Veterans Affairs. This allows qualified veterans and service persons to obtain home loans with favorable loan terms, usually without a down payment. Limited by county. Single family homes (Barnstable County $465,000) ($729,750 Nantucket and Martha’s Vineyard). Higher loan amounts for multi-family homes.

Cape Cod Mortgage offers lending to consumers in all 50 U.S. states. Finance your Cape Cod investment or vacation home with your primary residence regardless of what state you live in. Our mortgage consultants are available 7 days a week for questions, payment/program quotes and options as well as to provide purchase strategy and/or consultation. Contact our Cape Cod mortgage specialist via email or Call (508) 367-5669